Transformer Calculations
Voltage drop, wire sizing, load balancing
Transformers change voltage levels to match the needs of different equipment. Every commercial building has them — stepping 480V down to 208V/120V for receptacles and lighting. Understanding the turns ratio and current relationships lets you size transformers, calculate secondary current, and verify that overcurrent protection is correct.
The Turns Ratio
A transformer’s voltage ratio equals its turns ratio:
Where:
- = Primary voltage (input)
- = Secondary voltage (output)
- = Number of turns on the primary winding
- = Number of turns on the secondary winding
Step-down transformer: (reduces voltage, increases current) Step-up transformer: (increases voltage, reduces current)
The Current Relationship
Power in equals power out (ignoring losses), so current is inversely proportional to voltage:
When voltage goes down, current goes up by the same ratio — and vice versa. This is why low-voltage secondary circuits require larger conductors.
kVA Sizing
Transformers are rated in kilovolt-amperes (kVA), not watts, because they must handle the full apparent power regardless of power factor.
Single-phase:
Three-phase:
Worked Examples
Example 1: 480V to 120V Step-Down
Scenario: A single-phase transformer steps 480V primary down to 120V secondary. The secondary feeds a 20A load. What is the turns ratio and primary current?
Turns ratio:
The turns ratio is 4:1 — for every 4 turns on the primary, there is 1 turn on the secondary.
Primary current:
Answer: The primary draws 5 amps. The 4:1 voltage reduction produces a 1:4 current increase from primary to secondary (5A primary, 20A secondary).
Example 2: Sizing a Transformer for a Lighting Panel
Scenario: A lighting panel has a calculated load of 18,000 VA at 208V single-phase. The building supply is 480V. What size transformer is needed, and what are the primary and secondary currents?
kVA sizing:
The next standard transformer size is 25 kVA (standard sizes: 3, 5, 7.5, 10, 15, 25, 37.5, 50, 75, 100 kVA).
Secondary current (at full 25 kVA rating):
Primary current (at full 25 kVA rating):
Answer: Use a 25 kVA transformer. Secondary current at full load is 120.2A; primary current is 52.1A.
Example 3: Verifying a Transformer is Not Overloaded
Scenario: A 15 kVA, 480V/120V single-phase transformer feeds several circuits. You measure 110A total on the secondary. Is the transformer overloaded?
Maximum secondary current at rated kVA:
Since 110A < 125A, the transformer is operating within its rating.
Current load as percentage:
Answer: The transformer is at 88% of capacity — not overloaded, but approaching full load. Monitor for additional loads.
Reference Table: Standard Single-Phase Transformer Sizes
| kVA | Max Current at 120V | Max Current at 208V | Max Current at 240V | Max Current at 480V |
|---|---|---|---|---|
| 3 | 25.0 A | 14.4 A | 12.5 A | 6.3 A |
| 5 | 41.7 A | 24.0 A | 20.8 A | 10.4 A |
| 7.5 | 62.5 A | 36.1 A | 31.3 A | 15.6 A |
| 10 | 83.3 A | 48.1 A | 41.7 A | 20.8 A |
| 15 | 125.0 A | 72.1 A | 62.5 A | 31.3 A |
| 25 | 208.3 A | 120.2 A | 104.2 A | 52.1 A |
| 37.5 | 312.5 A | 180.3 A | 156.3 A | 78.1 A |
| 50 | 416.7 A | 240.4 A | 208.3 A | 104.2 A |
| 75 | 625.0 A | 360.6 A | 312.5 A | 156.3 A |
| 100 | 833.3 A | 480.8 A | 416.7 A | 208.3 A |
Practice Problems
Test your understanding with these problems. Click to reveal each answer.
Problem 1: A transformer has a 10:1 turns ratio with a 480V primary. What is the secondary voltage?
Answer: The secondary voltage is 48 volts (commonly used for low-voltage lighting systems).
Problem 2: A 480V to 240V single-phase transformer supplies a 30A secondary load. What is the primary current?
Answer: The primary current is 15 amps.
Problem 3: A building panel has a 45 kVA calculated load at 208V. What standard transformer size should you install?
The next standard size above 45 kVA is 50 kVA.
Secondary current at rated capacity: A
Answer: Install a 50 kVA transformer rated for 240.4A on the secondary.
Problem 4: You measure 40A on the primary of a 480V/120V transformer. How many amps are on the secondary, and what kVA is the transformer delivering?
Turns ratio:
Secondary current: A
kVA: kVA
Answer: The secondary carries 160 amps and the transformer is delivering 19.2 kVA.
Common Mistakes to Avoid
- Confusing the voltage and current ratios. Voltage ratio equals the turns ratio. Current ratio is the inverse of the turns ratio. When voltage goes down, current goes up.
- Sizing a transformer to the exact load. Always select the next standard size above the calculated load. A 22 kVA load requires a 25 kVA transformer, not a 15 kVA.
- Forgetting to use VA, not watts, for transformer sizing. Transformers are rated in kVA because they must supply the full apparent power. A 10 kW load at 0.8 power factor requires VA (12.5 kVA), not 10 kVA.
- Assuming zero losses. Real transformers have 2-5% losses. For critical sizing, add a margin above the calculated kVA.
Key Takeaways
- The turns ratio determines the voltage ratio:
- Current is inversely proportional to voltage: when voltage steps down, current steps up
- Transformers are sized in kVA, not watts — always select the next standard size above the calculated load
- Use to find the maximum current at any voltage
- The current relationship () lets you find primary current from secondary measurements and vice versa
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All Electrical topicsLast updated: March 28, 2026